by Hendrik Crafford | May 16, 2026 | Financial Coaching
Financial Wellbein, beyond the numbers. A conversation with Marius van der Merwe, CEO of Amity Investment Solutions, had me thinking. We were unpacking his Financial Wellbeing Model, and somewhere in that conversation I found myself asking a different question...
by Hendrik Crafford | May 8, 2026 | Financial Coaching, Financial Literacy
Title Most people know they should budget. Far fewer manage to stick to one. This piece looks at why, drawing on real South African spending data and the ontological coaching framework, and asks what it would take to approach budgeting differently, starting not with a...
by Hendrik Crafford | May 6, 2026 | Behavior Finance, Financial Coaching
Personality, Money Attitudes, and the Two-Pot System Explained What does new research reveal about Two-Pot retirement fund withdrawals in South Africa? A recent South African study published in the Journal of Consumer Behaviour (Nixon, 2026) explored why some...
by Hendrik Crafford | May 3, 2026 | Financial Coaching
The Provisional-Tax Treadmill: When High Income Still Feels Like Scarcity What Financial Burnout Can Teach High-Earning Professionals About Fear, Freedom, and Choice Reading time: approximately 12 minutes There is a quiet paradox unfolding in many financially...
by Hendrik Crafford | Nov 10, 2025 | Financial Coaching
When Money Becomes a Mirror: Coaching Beyond the Numbers Have you ever noticed how quickly a conversation about money can turn emotional? A simple discussion about spending or saving can suddenly feel charged, as if the numbers carry something much deeper. That’s...
