What Is Financial Wellbeing? A Financial Coach’s Guide to Thriving, Not Just Surviving
Financial Wellbein, beyond the numbers. A conversation with Marius van der Merwe, CEO of Amity Investment Solutions, had me thinking. We were unpacking his Financial Wellbeing Model, and somewhere in that conversation I found myself asking a different question...
Why Budgeting Is So Hard: What the Research and Your Inner World Are Actually Telling You
Title Most people know they should budget. Far fewer manage to stick to one. This piece looks at why, drawing on real South African spending data and the ontological coaching framework, and asks what it would take to approach budgeting differently, starting not...
South Africa’s Two-Pot retirement system has done more than change access to savings.It has revealed something deeply human about the way people relate to money under pressure.
Personality, Money Attitudes, and the Two-Pot System Explained What does new research reveal about Two-Pot retirement fund withdrawals in South Africa? A recent South African study published in the Journal of Consumer Behaviour (Nixon, 2026) explored why some...
What Financial Burnout Can Teach Both Clients and Financial Coaches About Fear, Freedom, and Choice
The Provisional-Tax Treadmill: When High Income Still Feels Like Scarcity What Financial Burnout Can Teach High-Earning Professionals About Fear, Freedom, and Choice Reading time: approximately 12 minutes There is a quiet paradox unfolding in many financially...
Financial Conflict in Relations
When Money Becomes a Mirror: Coaching Beyond the Numbers Have you ever noticed how quickly a conversation about money can turn emotional? A simple discussion about spending or saving can suddenly feel charged, as if the numbers carry something much deeper. That’s...
How vulnerability helps us to be financially resilient
We all have an invisible slip of paper tucked inside our pockets—the one that whispers, “People would think I was crazy if they knew…” Maybe yours says, “If they knew how much debt I’m drowning in,” or “If they knew I’m barely holding things together after losing...
The Prosperity Pathway: Unlocking Your Best Life Now and in the Future
We all aspire to live a life of abundance—not just in material wealth, but in purpose, relationships, and personal growth. Yet, achieving true prosperity can feel elusive, especially in a world full of competing demands and financial challenges. The key lies in...
Embracing Wonder to Transform Financial Anxiety
Introduction In our ever-evolving world, uncertainty has become a constant companion in our lives. How we choose to relate to this uncertainty can significantly impact our emotional well-being and the quality of our decisions. This article delves into the two...
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