When the Machine Can Advise, What Is Left for Us? Questions and answers on the posible Future of Financial Advice
Some weeks the research lands quietly. This was not one of them. Across June, July and August, a run of new papers and industry reports arrived that, read together, describe a profession standing at a threshold. Artificial intelligence can now assemble a competent...
Whole-Life Financial Coaching: Coaching the Whole Life, Not Just the Money
What is whole-life financial coaching? Whole-life financial coaching treats money not as a separate box to be managed, but as one thread woven through a person’s health, work and relationships. Instead of coaching the money in isolation, it walks with the...
Financial Shame: Why We Hide Money Mistakes and How to Break the Cycle
Most of us have a money moment we have never told anyone about. A debt that grew quietly, a decision we regret, a statement we stopped opening. This article draws on recent research to answer the questions people most often ask about shame and money, and what it...
Helping Clients Flourish, Not Just Function
A few weeks ago I was listening to Ronel Jooste’s podcast, and her conversation with Tal Ben-Shahar on the SPIRE model stopped me mid-walk. It triggered a memory of an article I’d read some years ago by Sarah Asebedo and Martin Seay, Functioning to...
Life Transitions: Who Are You Becoming in the Dash Between Birth and Death
Everything happens in the dash Reading time: approximately 12 minutes Table of Contents The Question Underneath Every Life Transition Why Life Transitions Feel Like a Threat Three Frameworks That Change How We See Change The Ontological Truth About Who You Are What...
What Is Financial Wellbeing? A Financial Coach’s Guide to Thriving, Not Just Surviving
Financial Wellbein, beyond the numbers. A conversation with Marius van der Merwe, CEO of Amity Investment Solutions, had me thinking. We were unpacking his Financial Wellbeing Model, and somewhere in that conversation I found myself asking a different question...
Why Budgeting Is So Hard: What the Research and Your Inner World Are Actually Telling You
Title Most people know they should budget. Far fewer manage to stick to one. This piece looks at why, drawing on real South African spending data and the ontological coaching framework, and asks what it would take to approach budgeting differently, starting not...
South Africa’s Two-Pot retirement system has done more than change access to savings.It has revealed something deeply human about the way people relate to money under pressure.
Personality, Money Attitudes, and the Two-Pot System Explained What does new research reveal about Two-Pot retirement fund withdrawals in South Africa? A recent South African study published in the Journal of Consumer Behaviour (Nixon, 2026) explored why some...
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